Utah Home Loan Experts

We think getting a home loan shouldn't be intimidating or overwhelming.

Focusing on the benefits that matter most

The Rad Team at Canopy Mortgage doesn’t just hire any ‘ol Loan Officer. We’ve head-hunted industry top talent, then hand picked those who genuinely care about what matters most: Their clients’ needs. Our Loan Officers care and our clients receive bigger savings through great rates and low fees.

Clair Semrad

Branch Manager & Home Loan Expert NMLS 1412291

Jesse Fisco

Home Loan Expert
NMLS 1884283

Clair did a great job with our refinance! He and his team made the process easy and straightforward. Definitely recommend!
Lisa Kent
Lisa Kent
05/04/2022
Clair and his team are awesome! I have worked with him numerous times and can’t say enough about how great they are. Their team operates with the highest integrity and I know I can always count on them to take care of my clients. I highly recommend Clair!
Scott Wages
Scott Wages
15/01/2022
We worked with Clair and closed in August 2021. Clair answered all of our questions and walked us through the documents. As first time home buyers, we didn't know what to expect and he was patient with us. He even provided us our preapproval. Clair and his team was awesome to work with! I HIGHLY recommend going to Clair!!
Dao Tran
Dao Tran
03/01/2022
Clair was SO helpful and PROMPT. he got us pre approved in under two hours for our home loan when a bank wouldn’t recognize our rental income as revenue. Clair is great at his job and we will for sure be using him again. I’ve already recommended him to many people by word of mouth. Best lending experience we have had and we have a number of properties!
Lauren Miller
Lauren Miller
13/12/2021
Clair is great to work with! Walks you through each step and communicates often throughout the process!
The Rosscoe
The Rosscoe
09/12/2021
Clair was fantastic to work with. Efficient, knowledgeable, and quite honestly a financing magician. He will ensure the numbers are right for you and he is on your side to support you through what can be a very complicated process.
Arianna Jensen
Arianna Jensen
09/12/2021
Clair is one of the best… had a great experience working with him..thanks much for all the help Clair and canopy mortgage ..!!!
ChaCha’s World
ChaCha’s World
09/12/2021
Clair is extremely knowledgeable and provides top notch service. He is honest and goes to great lengths to make sure things work in the favor of his clients. I absolutely recommend working with Clair!
Adam Brown
Adam Brown
09/12/2021
Clair and his team have been great to work with. I’ve worked with Clair for a few years and referred a handful of my own clients to him. He stays on top of the the shifting marketplace and has historically been able to offer much better rates than the big name lenders. If you are looking for a more personal experience I would recommend to their team.
Mark Warr
Mark Warr
09/12/2021
We have used Clair on 3 different properties and have been absolutely thrilled with his expertise. He also came up with an innovative strategy to get us the best interest rate. Every time we text him we get an immediate response. I love how he sends us video chats explaining how to do some of the paperwork we were unsure about. What an awesome way to communicate. We’ve always felt like Clair has treated us honestly and is looking out for our best interest. He will always be our go-to guy for loans.
Karen DeVincent
Karen DeVincent
09/12/2021